The AAH (Adult Disability Allowance) reaches €1,041.59 per month at full rate since April 1, 2026. This amount remains the same whether the beneficiary lives alone, in shared accommodation, or with their parents. Unlike the RSA, no housing allowance reduces the AAH based on the housing situation.
Housing allowance and AAH: a common confusion with the RSA
The housing allowance is a flat amount deducted from certain social benefits when the beneficiary is hosted for free or receives housing assistance. This mechanism applies to the RSA and the activity bonus, but no housing allowance applies to the AAH.
The confusion arises from the fact that the CAF manages these benefits simultaneously. An RSA recipient living with their parents sees their amount reduced. An AAH beneficiary in the same situation retains the full amount of their allowance.
To understand the rules of the AAH in shared accommodation, it is essential to remember this principle: the CAF only examines the beneficiary’s personal resources, not those of the housemates or the hosting parents.
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AAH with parents: what resources does the CAF take into account
The internal instructions sent to the funds specify that, for a disabled adult living with their parents without personal income, only the beneficiary’s own resources are included in the calculation. The parents’ income, even if they finance the entire housing and expenses, is not included.
This rule has been reinforced by the deconjugation of the AAH, which came into effect on October 1, 2023. Since this reform, even the spouse’s income can be excluded from the calculation if it proves more favorable. The logic applies a fortiori to parents, who are not the spouse.
In practice, a beneficiary hosted for free by their parents and without employment income receives the AAH at full rate. The CAF does not require proof of rent or receipts in this case.
Free hosting and housing assistance
The status of being hosted for free has a direct consequence on housing assistance. Without a lease or rental charges in your name, you are excluded from APL, ALS, and ALF. This exclusion only affects housing assistance, not the AAH itself.
The distinction is clear:
- The AAH is paid based on the degree of disability and personal resources, regardless of rental status
- The APL, ALS, and ALF require a lease or housing agreement in the applicant’s name
- The RSA applies a housing allowance that reduces the amount in case of free hosting, which the AAH does not
AAH in shared accommodation: individual lease or joint lease
In shared accommodation, the situation depends on the type of lease signed. If the AAH beneficiary holds an individual lease or is on a joint lease, they can apply for housing assistance (APL or ALS depending on the housing agreement). The amount of this assistance is calculated based on their share of the rent and their personal resources.
If the beneficiary does not appear on any lease (hosted by a housemate without formal commitment), the CAF considers them as hosted for free. The AAH continues to be paid normally, but no housing assistance will be granted without a lease in their name.
Sharing a home with others does not automatically create a “couple” status in the eyes of the CAF. Shared accommodation between people without a marital connection does not trigger the conjugation of resources.
Deconjugation and couple life in shared accommodation
The deconjugation of the AAH, effective since October 2023, concerns about 120,000 disabled individuals living as couples. The CAF automatically compares the two calculation methods (conjugated and deconjugated) and retains the calculation method that is most advantageous for the beneficiary.
For new beneficiaries, the deconjugated calculation applies directly. For existing recipients, the transition to the deconjugated calculation becomes automatic and definitive as soon as it is more favorable.
This automatic comparison mechanism means that no recipient loses rights compared to the old system. However, it is not possible to manually choose between the two methods: the CAF or MSA systematically applies the one that yields the highest amount.
Degree of disability and MDPH: the prerequisite before any housing question
Before questioning the impact of housing, the primary condition remains the degree of disability recognized by the MDPH. The AAH is accessible to individuals whose degree of disability is at least 80%, or between 50% and 79% with a substantial and lasting restriction on access to employment.
The elements verified for allocation are as follows:
- The degree of disability assessed by the CDAPH (Commission for the Rights and Autonomy of Disabled Persons)
- The personal resources of the beneficiary, examined based on taxable income
- The condition of stable residence in France
- The age of the applicant (at least 20 years, or 16 years under certain conditions)
The type of housing (personal apartment, shared accommodation, parental home) does not appear at any time in these allocation criteria. Housing does not affect eligibility or the amount of the AAH.
The amount of €1,041.59 at full rate applies to a beneficiary without any resources. As soon as employment income or other benefits come into play, a progressive deduction reduces the amount paid. This calculation mechanism works the same way regardless of the beneficiary’s place of residence.